BOULDER, Colo., March 10, 2026 (SEND2PRESS NEWSWIRE) — Floify, the mortgage industry’s leading point-of-sale (POS) solution, today announced the release of Dynamic Apps 2.0, a major platform enhancement that allows lenders to create fully customizable loan applications tailored to specific loan purposes, borrower scenarios and business workflows without relying on engineering resources or third-party integrations.

Image caption: Floify.

With Dynamic Apps 2.0, lenders can configure application experiences for loan types beyond traditional purchase and refinance mortgages, including HELOCs, construction loans, agricultural lending, non-QM products and other specialized financing options, without requiring custom development or separate application flows.

This new capability enables lenders to control which application sections and questions appear for each loan type and automate downstream processes such as document requests and disclosures, allowing them to expand into new lending categories while maintaining a single, scalable technology platform.

Dynamic Apps 2.0 works in sync with Floify’s previously embedded AI capabilities to extract borrower data from uploaded documents, auto-populate portions of the 1003 loan application, validate document uploads and assist with income calculations and underwriting preparation. By combining configurable workflows with automation, lenders can reduce manual data entry, improve application accuracy and accelerate file readiness earlier in the loan process.

“Dynamic Apps 2.0 allows lenders to design application experiences that match their workflows and product mix, whether that’s a traditional mortgage, a HELOC or a specialty lending program,” said Sydney Barber, head of product at Floify. “By tailoring the application structure to the loan purpose, lenders can capture the right information upfront and eliminate unnecessary friction for both borrowers and lending teams.”

“This is a major step forward in turning the POS into a configurable growth platform for lenders,” said Joshua Steffan, SVP and Group General Manager at Porch Group and Interim President and General Manager of Floify. “By pairing configurable applications with embedded AI automation, lenders can streamline data capture, reduce manual work and move cleaner loan files through the process faster.”

Dynamic Apps 2.0 is available now. Learn more at booth 713 at ICE Experience, March 16–18 and request a demo at https://bit.ly/3NgpE5j

ABOUT FLOIFY:

Floify is a fully configurable point of sale (POS) platform that streamlines the loan process with a secure application, communication and document portal between lenders, borrowers, referral partners and other mortgage stakeholders. Its Dynamic AI feature reimagines the mortgage application process by moving document collection and AI-driven data extraction to the very beginning of the process, allowing borrowers to upload key documents and have applications prepopulated with verified information, accelerating pre-approvals and simplifying the borrower experience. Floify is a subsidiary of Porch Group, Inc. (“Porch Group”) (NASDAQ: PRCH). For more, visit https://floify.com/ or find us on social media at Facebook, LinkedIn or Twitter / X.

X: @Floify #mortgage #fintech #housingfinance

News Source: Floify

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Source: https://www.send2press.com/wire/floify-launches-dynamic-apps-2-0-enabling-lenders-to-create-fully-customizable-loan-applications/

PLANO, Texas, March 10, 2026 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its February 2026 Market Advantage mortgage data report, showing a meaningful improvement in lock activity as lower mortgage rates helped bring purchase borrowers back into the market. Total rate-lock volume rose 9% month over month (MoM) and was nearly 40% higher year over year (YoY). Purchase lock volume increased more than 14% from January and 5% compared with February 2025, driving refinance share down to 41% of locks from 44% in January. Rate-and-term and cash-out refinance activity edged modestly higher from January but remained sharply stronger YoY.

Image caption: Optimal Blue’s February 2026 Market Advantage mortgage data report.

Mortgage rates declined across all major products in February. The OBMMI 30-year conforming fixed rate, the benchmark for CME Group’s Mortgage Rate futures, finished the month at 5.90%, down 17 basis points (bps) from January. Jumbo and VA rates each declined 11 bps during the month, while FHA rates fell 13 bps. The 10-year Treasury yield closed the month at 3.97%, down nearly 30 bps, and the spread between the 10-year Treasury and the OBMMI 30-year rate widened to 193 bps as the mortgage rally lagged the broader bond market.

“February’s data shows the market settling into a healthier balance between purchase and refinance activity as rates moved lower,” said Mike Vough, senior vice president of corporate strategy at Optimal Blue. “Purchase demand is back after a slow start to the year, but refinance share is still running at 41%, which is higher than anything we saw between early 2022 and late last year.”

Secondary market data in February pointed to shifting execution dynamics as pricing spreads widened and delivery strategies evolved. Best-efforts-to-mandatory spreads widened for conventional products while hedged loan sales moved toward the agency cash window. At the same time, agency mortgage-backed securities (MBS) securitization declined and mortgage servicing rights (MSR) values increased despite falling benchmark rates.

“In an environment like this, lenders are paying close attention to how they execute and manage risk,” said Vough. “We’re seeing more active positioning across delivery channels and servicing assets as lenders balance near-term pricing with longer-term portfolio value.”

Key findings from the Market Advantage report, derived from direct-source mortgage lock and secondary market data, include:

Volume trends and market composition

• Refinance activity remains strong: Refinances accounted for 41% of total lock volume in February, down from 44% in January, as purchase demand rebounded. Rate-and-term refinance locks increased 3% MoM and 280% YoY, while cash-out refinance volume rose 1% MoM and 34% YoY.
• Purchase demand rebounds: Purchase lock volume rose 14% MoM and 5% YoY, marking a meaningful improvement from January’s slower start to the year and helping restore a more balanced mix between purchase and refinance activity.
• Non-conforming share expands: Conforming loans represented 53% of total lock volume in February, down 28 bps MoM but up 62 bps YoY. Non-conforming share increased to 16%, rising 91 bps MoM and 90 bps YoY. FHA loans accounted for 17% of locks, VA loans for 13% and USDA loans for 1%.
• ARM utilization rises: Adjustable-rate mortgages comprised 10% of total lock volume in February, up 111 bps MoM and 337 bps YoY from 6.9% last year.

Rates and pricing

• Rates move lower: The OBMMI 30-year conforming fixed rate declined 17 bps to 5.90%. Jumbo and VA rates each fell 11 bps, while FHA rates declined 13 bps. The 10-year Treasury yield declined nearly 30 bps to 3.97%, while the mortgage-to-Treasury spread widened to 193 bps.
• MSR values increase: Mortgage servicing rights for conforming 30-year loans rose 2 bps to 1.18%, representing a 4.74 multiple, even as benchmark mortgage rates declined during the month.
• Spreads adjust across products: Best-efforts-to-mandatory spreads widened for conventional products, with the conforming 30-year spread increasing 3 bps and the conventional 15-year spread rising 1 bp. The government 30-year spread decreased 5 bps.
• Loan pricing mix shifts slightly: The share of loans sold at the highest price tier declined 100 bps to 78%, while second-tier executions increased 100 bps to 13%.

Channel and execution

• Securitization share pulls back: Agency MBS securitizations accounted for 42% of hedged executions in February, down from 47% in January.
• Cash window share jumps: Hedged loan sales to the agency cash window rose 500 bps MoM to 29%, the largest share of cash window deliveries since February 2025.

Product mix and borrower profiles

• Credit profiles diverge: Purchase FICO scores averaged 734 in February, down 1 point MoM and 3 points YoY. Refinance credit profiles strengthened, with cash-out scores averaging 705 (up 1 point MoM and 10 points YoY) and rate-and-term scores averaging 749 (up 2 points MoM and 18 points YoY).
• Loan amounts climb: The national average loan amount increased from $400,667 in January to $404,586 in February, marking the first time the average has remained above $400,000 for consecutive months. The national average loan-to-value ratio was 80.32%. Loan amounts ranged from $875,787 in the San Francisco Bay area to $319,743 in San Antonio, with regional LTVs spanning from 68.45% in the Bay area to 89.38% in San Antonio.

To view the full February 2026 Market Advantage report, complete the free subscription form: https://engage.optimalblue.com/market-advantage.

Subscribers receive a report PDF each month with the latest data. Members of the press are eligible for special, advance access each month and should contact Leslie Colley to be added to the media list.

About the Market Advantage Report

Optimal Blue issues the Market Advantage mortgage report each month to provide insight into U.S. mortgage trends and drivers of lending profitability. Data is sourced from the Optimal Blue PPE, which is used to price and lock more than one-third of all mortgages nationwide, and Optimal Blue’s hedging and loan trading system, which supports approximately 40% of loans hedged and sold into the secondary market. As the leader in mortgage capital markets technology, Optimal Blue has a direct view of both origination and secondary market activity and the interconnectedness of the two. Unlike self-reported survey data, Optimal Blue’s direct-source data accurately reflect the in-process loans in lenders’ pipelines and secondary market executions. Visit Optimal Blue’s website to subscribe to receive the free report each month.

Nothing herein shall be construed as, nor is Optimal Blue providing, any legal, trading, hedging or financial advice.

About Optimal Blue

Optimal Blue powers profitability across the mortgage capital markets ecosystem. As the industry’s only end-to-end capital markets platform, our technology, data and integrations bridge the primary and secondary markets to help lenders of all sizes maximize performance – from pricing accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data and seamless connectivity lenders need to navigate market volatility and scale for growth. To learn more about how Optimal Blue delivers measurable ROI, visit OptimalBlue.com.

MULTIMEDIA

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Image caption: Optimal Blue’s February 2026 Market Advantage mortgage data report.

News Source: Optimal Blue

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Source: https://www.send2press.com/wire/optimal-blue-report-purchase-demand-rebounds-as-mortgage-market-finds-balance/

SAN FRANCISCO, Calif., March 9, 2026 (SEND2PRESS NEWSWIRE) — HitPaw has launched its global 2026 “Pay the Cat Tax” campaign, inviting cat lovers worldwide to celebrate their feline companions while earning rewards. Designed to blend creativity, community engagement, and real prizes, the campaign encourages participants to upload cat photos, complete fun tasks, collect “meow coins,” and redeem exclusive benefits.

Image caption: HitPaw pay the cat tax.

HOW “PAY THE CAT TAX” WORKS

Participation is simple: Upload a photo of your cat to the event page, then get a personalized task from the “Cat Tax Inspector” (e.g., treating the cat to premium food or taking a new photo). Completing tasks earns meow coins, which can be exchanged for rewards. The more activities completed, the more rewards unlocked.

WAYS TO EARN MEOW COINS

• Photo Upload: Upload a cat photo to receive a personalized “cat tax” task and earn meow coins.
• One-Time Bonuses: Register a new account, log in, or download and install eligible HitPaw products to receive bonus coins.
• Follow & Join: Follow HitPaw on YouTube, Twitter/X, Instagram, or join the Discord for extra meow coins.
• Daily Tasks: Like, comment, repost, or share campaign content on social media to receive daily coin bonuses.
• Create & Share: Use HitPaw Web AI tools to generate videos or images and share them online to more coins.
• Browsing Rewards: Visit HitPaw campaign or product pages for at least 15 seconds to collect small coin bonuses.
• Referral Program: Invite friends through your personal referral link and earn meow coins when they successfully register.

PRIZES AND RECOGNITION

• First Prize (value $699): DJI Pocket, 1 person
• Second Prize (value $100): Automatic Cat Feeder, 3 persons
• Third Prize (Value $30): Apple Air Tag, 5 persons

Each week, organizers will also select the “Most Stunning Cat Comeback,” honoring cats that impress the community with memorable photos or inspiring stories. Winners receive additional surprise rewards.

JOIN THE CELEBRATION

“Pay the Cat Tax” turns everyday cat moments into a global celebration. Whether you are a casual pet owner or an active creator, the campaign offers an easy and entertaining way to share your cat’s charm while unlocking meaningful rewards. Simply visit the event page, upload your cat’s photo, complete tasks, and start collecting meow coins.

ABOUT HITPAW

HitPaw is a leading innovator in the AI-powered multimedia solutions sector. Known for its cutting-edge video, image, and audio editing tools, HitPaw is dedicated to providing simplicity, efficiency, and creativity in every product. Millions of creators worldwide rely on HitPaw’s technology to produce top-tier content with ease, making it the go-to platform for both professional and amateur content creators.

Learn more at: [OFFICIAL] HitPaw – AI Video, Photo & Audio Enhancer Solutions

Follow Us

YouTube: https://www.youtube.com/@hitpaw

X (Twitter): https://x.com/HitPawofficial

Instagram: https://www.instagram.com/hitpawofficial/

Pinterest: https://www.pinterest.com/HitPawofficialwebsite

News Source: HitPaw

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Source: https://www.send2press.com/wire/hitpaw-launches-its-playful-2026-pay-the-cat-tax-campaign-win-prizes-by-sharing-and-caring-for-your-cat/

LAKE ZURICH, Ill., March 9, 2026 (SEND2PRESS NEWSWIRE) — Dovenmuehle Mortgage, Inc. (DMI), a leading mortgage subservicing company, announced today that Fannie Mae has again honored the company with their Servicer Total Achievement and Rewards™ (STAR™) Servicer Award for outstanding servicing performance during the 2025 program year. This is the seventh occasion Fannie Mae has recognized DMI for servicing excellence.

Image caption: Dovenmuehle Mortgage, Inc. (DMI).

Servicers achieving operational excellence across key performance metrics may receive the recognition, which underscores the expertise and dedication of DMI’s servicing team. The award also demonstrates ongoing alignment with Fannie Mae’s key performance goals and objectives. DMI earned STAR Performer recognition for General Servicing and Timeline Management.

“Being named a STAR Performer once again is a testament to the collaboration between our team, clients and industry partners,” said Matt Budy, senior vice president at DMI. “We continue to drive results and uphold the highest standards in mortgage servicing to better serve homeowners and the housing industry.”

Fannie Mae’s STAR Program provides a consistent methodology to evaluate servicer performance in accordance with Fannie Mae’s goals, sets targets and expectations to reduce Fannie Mae’s credit losses and identifies its highest-performing servicers. The majority of Fannie Mae’s total credit risk exposure is represented by servicers in the program, which are evaluated based on both the Servicer Capability Framework (SCF) operational assessment and metrics and the STAR Performance Scorecard. Servicers selected are recognized in three categories: Timeline Management, Solution Delivery and General Servicing. DMI was recognized for its General Servicing and Timeline Management.

Learn more about the STAR program here: https://singlefamily.fanniemae.com/servicing/star-program.

About Dovenmuehle

Founded in 1844, Dovenmuehle (Lake Zurich, Ill.) is a mortgage subservicer for commercial banks, credit unions, independent mortgage lenders, MSR investors and state housing finance agencies nationwide. The company subservices portfolio loans, as well as loans sold to Fannie Mae, Freddie Mac, Ginnie Mae and the Federal Home Loan Bank with servicing retained. Using a combination of best-in-class and proprietary technology, Dovenmuehle helps lenders reduce servicing costs and deliver consistently high levels of service to homeowners while maintaining compliance with investor and regulatory requirements. Learn more at https://dovenmuehle.com.

News Source: Dovenmuehle

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Source: https://www.send2press.com/wire/dovenmuehle-earns-fannie-mae-star-award-for-servicing-excellence-for-the-seventh-time/

FORT LAUDERDALE, Fla., and WASHINGTON, D.C., March 6, 2026 (SEND2PRESS NEWSWIRE) — Natural Transplants, a specialized hair restoration clinic with surgical facilities in Fort Lauderdale, FL, and Washington, D.C., has been officially recognized as a major player in the global market according to the newly released Hair Transplant Global Market Report 2026 by The Business Research Company. The clinic was highlighted alongside a select group of elite legacy brands in an industry experiencing unprecedented worldwide demand.

Image caption: Natural Transplants is a specialized hair restoration clinic with state-of-the-art surgical centers in Fort Lauderdale, FL, and Washington, D.C.

According to the comprehensive industry analysis, the global hair transplant market size reached $10.51 billion in 2025 and is projected to surge to $25.72 billion by 2030. This represents a compound annual growth rate (CAGR) of 19.6%. The report cites the rising prevalence of hair loss conditions and an increasing preference for advanced surgical procedures as the primary drivers for this massive market expansion.

The report categorized the market by product, therapy, and procedure while specifically tracking the growth of advanced surgical techniques. Natural Transplants has built its national reputation on specializing exclusively in these high-demand procedures. To accommodate the growing volume of patients traveling for advanced follicular extraction and transplantation, the company operates a state-of-the-art Fort Lauderdale hair transplant clinic as well as a dedicated Washington, D.C. hair restoration clinic.

“Being recognized in a global report like this is a great honor, but our focus remains exactly where it has always been: on the individual patient in our chair,” said Dr. Matthew Huebner, Chief Medical Director at Natural Transplants. “We built this practice on the principle of doing things right by maximizing tissue yield and focusing entirely on dense, permanent results. Seeing our name alongside the biggest corporate entities in the industry simply validates our patient-first approach.”

The Business Research Company report notes that androgenic alopecia, commonly known as pattern hair loss, currently impacts up to 85% of men and 40% of women by the age of 50. As awareness of permanent and surgical hair loss solutions grows, patients are increasingly bypassing general plastic surgery centers in favor of specialized clinics.

To meet this demand while maintaining strict quality control, the clinical team at Natural Transplants limits the number of daily surgeries. The team is led by board-certified surgeons Dr. Matthew Huebner, Dr. Harold Siegel, and Dr. Kevin Blumenthal. This strict scheduling ensures each doctor can dedicate their full attention to a single patient’s follicular extraction and implantation process from start to finish.

By maintaining this singular focus on hair transplants across its Florida and Maryland-area locations, Natural Transplants has positioned itself at the forefront of this rapidly expanding healthcare sector.

About Natural Transplants:

Natural Transplants offers specialized hair loss solutions for men and women. With a focus on high-yield tissue extraction and dense packing techniques, the clinic’s esteemed medical team, including Dr. Matthew Huebner, Dr. Harold Siegel, and Dr. Kevin Blumenthal, provides permanent and natural-looking results. The clinic operates state-of-the-art surgical centers in Fort Lauderdale, FL, and Washington, D.C., serving patients nationwide. https://naturaltransplants.com/

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Caption: Natural Transplants is a specialized hair restoration clinic with state-of-the-art surgical centers in Fort Lauderdale, FL, and Washington, D.C.

News Source: Natural Transplants

To view the original post, visit: https://www.send2press.com/wire/natural-transplants-named-a-top-industry-leader-in-the-2026-global-hair-transplant-market-report/.

This press release was issued by Send2Press® Newswire on behalf of the news source, who is solely responsible for its accuracy. www.send2press.com.

Source: https://www.send2press.com/wire/natural-transplants-named-a-top-industry-leader-in-the-2026-global-hair-transplant-market-report/